Buy vs Rent Calculator

Property & Purchase Details

Purchase Price ($)

Down Payment

Interest Rate (%)

Loan Term (Years)

Property Costs & Appreciation

Property Taxes

Annual Insurance ($)

Annual Maintenance ($)

Home Appreciation Rate (%)

Annual Cost Inflation (%)

Selling Costs (%)

Rental & Investment Assumptions

Current Monthly Rent ($)

Annual Rent Increase (%)

Analysis Period (Years)

Investment Return (%)

Results

Monthly Mortgage Payment

Total Cost of Buying

Total Cost of Renting

Net Equity at Sale

Enter values to compare

Buying Breakdown

Down Payment $0

Mortgage Payments $0

Property Taxes $0

Insurance $0

Maintenance $0

Net Equity at Sale -$0

Net Cost of Buying $0

Renting Breakdown

Total Rent Payments $0

Investment Growth (Down Payment) -$0

Net Cost of Renting $0

Home Ownership Benefits: Beyond financial considerations, homeownership provides stability, potential tax benefits, and the ability to customize your living space.

Market Factors: Real estate markets vary significantly by location and time. Home appreciation and rent increases can be unpredictable and may differ from historical averages.